Friday, April 22, 2011
Need of Financial Education Programes in India
Young people need Financial education still they following the elders and uncles by purchasing insurance as investment products nowdays young genration earning more than there parents
Friday, November 13, 2009
WHO WILL BENEFIT FROM LISITING MUTUAL FUNDS IN THE STOCK MARKETS
How the investor benefit from this he has open DE MAT account it is cost of Rs 200 minimum
for each of his holding he has pay yearly , per each transaction of buying and selling he has to pay charges of Rs.10/- at least
Investor holds funds with some are dividend,dividend reinvestment and growth per each separate holding he has to pay in one fund , he has pay separate fees and he holds different type of holding for each holding like HUF, Joint Holding with other as to open separate demat account
how SEBI allowing with out solving all this type of problem like various percentage of nominee are there now at present
Once the investor enter into stockbroker firm he slowly shift to stock trading his long term gaol gone and loose hard earning money now he has watch ticker in TV even is working hours
now investor happily saving there investment getting return with peace of mind, think about real investor who wants invest for long term there sons/daughter education, marriage and there retirement all there dreams ends with this
when market like in 2007-2008 lot investor in the mutual stayed with funds, if that situation every sold there funds get out and booked heavy losses already lot churning doing withe national distributors like some banker are giving redemption's and investing same fund house with our using switch option for there commission there giving redemption's and investing same funds
recently all National paper given article holding period of the stocks with the investor coming down due to on line trading at there desktop
already investor happily investing with out entry load and getting free statement and holding from the R&T like KARVY and CAMS
all the stockbroker welcoming they will get new clients and whenever they required margin amount to trade they will sell all the mutual funds investor and his dreams vanished
with this move only NSDL,CDSL and stock brokers will benefit
who his invested in ETFs they already getting liquidity problem all the ETFs issued by All Benchmark and Reliance Banking ETFs trading below there NAVs sometimes more discounts they unable sell there holding with NAVs then what is use listed in the stockmarket,untill recently morgan stanley growth fund traded below NAV since 1997
If the SEBI all the FUNDS in lisiting the NSE and BSE definately trades below the NAVs
Small AMCs funds definately trades below NAVs and lowliquidty and if any bad news comes to there parent AMC or promoters of AMC all the funds will react more than NAVs and investor loose confident in the funds it leads to troule to all the AMC
lot of complaints in NSDL and CDSL sold investors share and trasfered there holdings with out knowing investors, long standing demat account lot cases are pending till date nobody getting money now ther are visitng police stattions and courts for justice
at present all the fund house doing well if the uneven market reacts heavy redemptions takes place, if it will happen with the stock market lisiting fund managers to manage the funds very diffcut them also. investor heavy churning there funds with news,tips of stockbrokers and tv channels
what about the SIPS people investing for there long term investment they haveto buying orders to stockbrokers every month have give cheques to stockbrokers at present investors nothing loosing investing mutual funds
one the online platform comes he has to open DEMAT ,TRADING ACCOUNT with brokers as to give POA for each deferent holding they have open number of trading and demat accounts is it not cost affective why this SEBI not thing
this decessons only benefit to NSDL,CDSL and STOCK BROKERS only not to DISTRIBUTORS, AMCs and RMS and who is working in the backoffices all AMCs and
R&TS loose there jobs crates unempolyment
for each of his holding he has pay yearly , per each transaction of buying and selling he has to pay charges of Rs.10/- at least
Investor holds funds with some are dividend,dividend reinvestment and growth per each separate holding he has to pay in one fund , he has pay separate fees and he holds different type of holding for each holding like HUF, Joint Holding with other as to open separate demat account
how SEBI allowing with out solving all this type of problem like various percentage of nominee are there now at present
Once the investor enter into stockbroker firm he slowly shift to stock trading his long term gaol gone and loose hard earning money now he has watch ticker in TV even is working hours
now investor happily saving there investment getting return with peace of mind, think about real investor who wants invest for long term there sons/daughter education, marriage and there retirement all there dreams ends with this
when market like in 2007-2008 lot investor in the mutual stayed with funds, if that situation every sold there funds get out and booked heavy losses already lot churning doing withe national distributors like some banker are giving redemption's and investing same fund house with our using switch option for there commission there giving redemption's and investing same funds
recently all National paper given article holding period of the stocks with the investor coming down due to on line trading at there desktop
already investor happily investing with out entry load and getting free statement and holding from the R&T like KARVY and CAMS
all the stockbroker welcoming they will get new clients and whenever they required margin amount to trade they will sell all the mutual funds investor and his dreams vanished
with this move only NSDL,CDSL and stock brokers will benefit
who his invested in ETFs they already getting liquidity problem all the ETFs issued by All Benchmark and Reliance Banking ETFs trading below there NAVs sometimes more discounts they unable sell there holding with NAVs then what is use listed in the stockmarket,untill recently morgan stanley growth fund traded below NAV since 1997
If the SEBI all the FUNDS in lisiting the NSE and BSE definately trades below the NAVs
Small AMCs funds definately trades below NAVs and lowliquidty and if any bad news comes to there parent AMC or promoters of AMC all the funds will react more than NAVs and investor loose confident in the funds it leads to troule to all the AMC
lot of complaints in NSDL and CDSL sold investors share and trasfered there holdings with out knowing investors, long standing demat account lot cases are pending till date nobody getting money now ther are visitng police stattions and courts for justice
at present all the fund house doing well if the uneven market reacts heavy redemptions takes place, if it will happen with the stock market lisiting fund managers to manage the funds very diffcut them also. investor heavy churning there funds with news,tips of stockbrokers and tv channels
what about the SIPS people investing for there long term investment they haveto buying orders to stockbrokers every month have give cheques to stockbrokers at present investors nothing loosing investing mutual funds
one the online platform comes he has to open DEMAT ,TRADING ACCOUNT with brokers as to give POA for each deferent holding they have open number of trading and demat accounts is it not cost affective why this SEBI not thing
this decessons only benefit to NSDL,CDSL and STOCK BROKERS only not to DISTRIBUTORS, AMCs and RMS and who is working in the backoffices all AMCs and
R&TS loose there jobs crates unempolyment
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